German Gross-to-Net Salary Calculator 2026
Calculate your 2026 net salary from gross — including taxes and social contributions.
German Gross-to-Net Salary Calculator 2026
How it works
- 1.
Enter your gross salary
Enter your gross salary per year or per month. The tool auto-converts between the two and factors in holiday and Christmas bonus if specified.
- 2.
Pick your tax class
Pick your tax class (I-VI), child allowances, and federal state (church tax varies). For married couples, III/V or IV/IV is often optimal.
- 3.
See your net in real time
Net pay, all deductions (income tax, solidarity, health, nursing, pension, unemployment) and social contributions appear instantly. 2026 tables, GDPR-safe, computed locally.
FAQ
How current are the calculations?+
Contribution rates and allowances reflect 2026 (basic allowance €12,096, child allowance €9,540, health 14.6%, pension 18.6%).
Is this tax advice?+
No. Estimate without warranty. For individual situations consult a tax advisor.
Why does my payslip sometimes differ?+
Additional health insurance contributions, company pension, benefits in kind and individual allowances can differ.